Top Tips for Lower Insurance Rates and Peace of Mind!
Owning a summer home is an exciting opportunity to enjoy leisurely getaways and create lasting memories. However, it’s essential to secure your property from vandalism, theft, and damage while you are away. Many times insurance companies offer lower premiums to homeowners who take proactive security measures; let’s take a look at the top four tips to help you secure your summer home effectively:
- Strengthen All Access Points
Start by fortifying every entryway to make it difficult for intruders to gain access. Install heavy-duty locks, reinforce doors and windows, and use secure barriers. Regularly inspect these access points to ensure they remain secure and effective against potential break-ins. - Install Monitoring Devices
With many types of cameras and monitoring devices available, including smart thermostats, trail cameras, noise monitoring devices, or doorbell cameras, they serve as a powerful deterrent against incidences. Position cameras around key areas of your property and ensure they’re visible to act as a warning to potential intruders. Opting for real-time monitoring will help you to keep an eye on your home even when you’re not there. - Schedule Regular Visits
Frequent visits to your property can deter criminal activity. Regular visits allow you to spot and address any potential issues before they become serious problems. A well-maintained property also appears more actively monitored, reducing the likelihood of being targeted by vandals or thieves. - Enhance Lighting
Well-lit properties are less attractive to criminals. Install motion-sensor lights around the perimeter and at key entry points to improve visibility and deter unwanted visitors. Good lighting makes it harder for intruders to hide and increases the chances of detection by passersby or surveillance systems.
Some of these same tips and tricks apply for your primary home when leaving for a vacation. Check-out article by Progressive, “How to Protect Your Home on Vacation”.
By implementing these strategies, you can significantly enhance the security of your summer home and protect it from potential threats. To discover how these measures can also lead to lower insurance rates and greater peace of mind, connect with an insurance agent today for personalized advice and solutions.
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